We believe that an ongoing and active advisory relationship increases your potential for success. This relationship goes beyond stock selection and market timing and emphasizes collaborative decision making based on your financial plan. Your goals, objectives, risk tolerance, and time horizon help us recommend a portfolio strategy for you.
As an independent practice, we construct portfolios utilizing insight and analysis from some of the largest institutional firms from across the industry. Our investment approach employs both active and passive strategies with preference towards well diversified, low-cost ETFs and mutual funds. Clients can expect regular contact to discuss their portfolios and updates to their financial plan.
Our fee structure is competitive and transparent - an annual percentage of your portfolio’s value.
Financial planning is more than money management and asset allocation - it is holistic guidance through your financial life and beyond.
Elements of financial planning we embrace:
Evaluating your net worth, assets and liabilities, and cash flow
Protection and Risk:
Identifying possible derailers to your plan and determining how to safeguard against them
Establishing a sound strategy to grow your assets regardless of the goal, from educational funding to legacy giving
Putting the pieces of retirement together, and designing a game plan for life-long income
Utilizing methods to ensure efficient and predictable taxation
Estate & Legacy:
Assurance that your intentions and impact live on for your family and community
We believe in financial planning so strongly that we offer these services on their own, even if you don’t receive investment management from our team.
For an annual fee, we create a personalized, comprehensive plan incorporating the financial planning areas, and update it every year as your life and circumstances change. You also have full access to our team’s knowledge and ongoing use of our financial planning tools.